3473 Schedule "A" - To enter into an agreement with Paymentus Corporation for certain credit card paymentsSchedule "A"
Paymentus
The Real-Time Bill Payment Company
MASTER SERVICES AGREEMENT
Customer:
Customer Address:
Contact for Notices to Customer:
Estimated Annual Bills:
Town of Tillsonburg
Tillsonburg Customer Service Centre
10 Lisgar Ave
Tillsonburg ON
N4G 5A5
Lee Ann Thompson, Customer Service Manager
78,000
This Master Services Agreement ("Master Agreement") is entered into as of the Effective Date below,
by and between the Customer ("Customer") identified above and Paymentus Corporation, an Ontario
Corporation ("Paymentus").
WHEREAS Paymentus desires to provide and the Client desires to receive certain services under the
terms and conditions set forth in this Agreement. Paymentus provides electronic bill payment services to
utilities, municipalities, insurance and other businesses.
NOW, THEREFORE, in consideration of the mutual covenants hereinafter set forth, the receipt and
sufficiency of which are hereby acknowledged, the parties, intending to be legally bound, hereby covenant
and agree as follows. This Agreement consists of this signature page, General Terms and Conditions, and
the attachments ("Attachments") with schedules ("Schedules") listed below:
Schedule A: Paymentus Service Fee Schedule
This Agreement represents the entire understanding between the parties hereto with respect to its
subject matter and supersedes all other written or oral agreements heretofore made by or on behalf of
Paymentus or Customer with respect to the subject matter hereof and may be changed only by agreements
in writing signed by the authorized representatives of the parties.
IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly
authorized representatives
Customer:
By:
or - John Lessif Name: ir tf v'/frw/T
Bate: Clerk - Donna Hemeryck
L>tx f,--- o* -• ^, 2-vi-
Date:
Paymentus
The Real-Time Bill Payment Company
GENERAL TERMS AND CONDITIONS
1 Definitions:
For the purposes of this Agreement, the following terms and words shall have the meaning
ascribed to them, unless the context clearly indicates otherwise.
1.1 "Agreement " or "Contract" shall refer to this Agreement, as amended from time to time, which
shall constitute an authorization for the term of this contract for Paymentus to be the exclusive
provider of services, stated herein, to the Customer
1.2 "User" shall mean the users of the Customer's services
1.3 "Effective Date" shall be the last date upon which the parties signed this Agreement. The
Agreement will not be effective against any party until the said date
1.4 "Launch Date" shall be the date on which Customer launches this service to the Users
1.5 "Payment" shall mean Users to make payments for Customer's services or Customer's bills
1.6 "Payment Amount" shall mean the bill amount User wants to pay to the Customer.
1.7 "Services" shall include the performance of the Services outlined in section 2 of this Agreement
1.8 "Paymentus Authorized Processor" shall mean a Paymentus authorized merchant account
provider and payment processing gateway
1.9 "Reversed or Charged-back Transactions" shall mean cancelled transactions due to User error,
or a User's challenge to Payment authenticity.
1.10 "Average Bill Amount" shall mean the total amount of Payments collected through Paymentus
system in a given month divided by the number of the Payments for the same month.
2 Description of Services to be performed
2.1 Scope of Services
Paymentus shall provide Users the opportunity to make Payments by Credit Cards and other
payment methods as deemed necessary by Paymentus. Payments may be made by Interactive Telephone
Voice Response System ("IVR") or secure Internet interface provided at the Paymentus Corporation's web
site or other websites part of Paymentus' Instant Payment Network ("WebSites ), collectively referred to as
the ("System").
Paymentus shall, on behalf of the Customer, collect and process Payments from Users using Visa,
MasterCard or other credit cards ("hereinafter referred to as a "Card"). Paymentus may also offer other
payment options such as eChecks or Debit Cards.
2.2 Professionalism
Paymentus shall perform in a professional manner all Services required to be performed under thisAgreement.
-2-
Paymentus
he Real-Time Bill Payment Company
3 Compensation
3.1 No Cost Installation
Paymentus will charge no fees related to the initial setup and personalization of its standard
service for both Web and IVR interfaces.
3.2 Paymentus Service Fee
System will charge each User a Service fee for each transaction processed (hereinafter called
"Paymentus Service Fee"). Such Paymentus Service Fee is to be collected in addition to the corresponding
Payment as part of the transaction.
For each payment, the Paymentus Service Fee collected will be used to pay the corresponding
Credit Card transaction fees or transaction fees associated with Debit Cards or eChecks (hereinafter called
"Transaction Fees") except NSF fees and processing charges related to Paymentus (hereinafter called
"Paymentus Fees").
A schedule of Paymentus Service Fee is attached hereto as Schedule A. Paymentus and
Customer may mutually review Paymentus Service Fee schedule at regular intervals. However, Paymentus
can amend this schedule upon prior written notice to the Customer, if such change is required due to
changes in the Visa and MasterCard regulations or changes in Credit Card fees or changes in the Average
Bill Amount.
4 Payment Processing
4.1 Explicit User Confirmation
Paymentus shall confirm the dollar amount of all Payments and the corresponding Paymentus
Service Fee to be charged to a Card and electronically obtain the User approval of such charges prior to
initiating Card authorizations transaction. Paymentus will provide User with electronic confirmation of all
transactions.
4.2 Merchant Account
Paymentus will arrange for the Customer to have a merchant account with the Paymentus
Authorized Processor for processing and settlement of the credit card transactions.
4.3 Card Authorization
For authorization purposes, Paymentus will electronically transmit all Card transactions to the
appropriate Card-processing center, in real time as the transactions occur.
4.4 Settlement
Paymentus together with its authorized Card processor shall forward the payment transactions and
corresponding Paymentus Service Fee to the appropriate card organizations for settlement directly to the
Customer's depository bank account previously designated by the Customer (hereinafter the "Customer
Bank Account").
-3 -
Paymentus
The Real-Time Bill Payment Company
Paymentus together with Paymentus Authorized Processor will continuously review its settlement
and direct debit processes for its simplicity and efficiencies. Customer and Paymentus agree to fully co-
operate with each other if Paymentus were to change its settlement and invoicing processes.
4.5 Reversed or Chargeback Transactions
Reversed or Chargeback Transactions can be reversed by the Customer using the Paymentus
software provided ("Agent Dashboard"). The Payment Amount will be refunded to the User, however, except
in the case of a Substantiated Chargeback transaction as defined below, the Paymentus Service Fee is non-
refundable, and therefore the corresponding Paymentus Service fees will not be refunded to the User. The
remittance file will contain a record of any such transaction whenever such transactions occur.
With respect to all Chargeback Card Transactions that are substantiated by a User and approved
by an authorized representative of Paymentus and the Customer ("Substantiated Chargeback"): (i) the
Customer authorizes Paymentus and Paymentus Authorized Processor (and/or the respective card
organization) to debit the Customer Bank Account for the amount of the corresponding Payment and (ii)
Paymentus shall refund to the Card organization for credit back to the User the corresponding Paymentus
Service Fees. The Customer agrees that it shall not refund in cash to a User any Payment made using
Paymentus' Services. Since Paymentus receives no revenue from any Payment that is charged back, the
Customer will be responsible for the fees associated with Chargeback processing by Paymentus Authorized
Processor.
Paymentus together with Paymentus Authorized Processor will continuously review its processes
for Reversed or Chargeback transactions, for simplicity and efficiencies. Customer and Paymentus agree to
fully co-operate with each other if Paymentus requires any change its settlement and invoicing processes for
such transactions.
5 General Conditions of Services
5.1 Service Reports
Paymentus shall provide Customer with reports summarizing use of the Services by Users for a
given reporting period.
5.2 User Adoption Communication by Customer
Customer will make Paymentus' Services available to its residential and commercial customers by
different means of customer communication including a) through bills, invoices and other notices; b) by
providing IVR and Web payment details on the Customer's website including a "Pay Now" or similar link on a
mutually agreed prominent place on the web site; c) through customer's general IVR/Phone system; and d)
other channels deemed appropriate by the Customer.
Paymentus shall provide Customer with logos, graphics and other marketing materials for
Customer's use in its communications with its users regarding the Services and/or Paymentus.
Both parties agree that Paymentus will be presented as a payment method option. Customer will
communicate Paymentus option to its end residential and commercial customers wherever Customerusually communicates its other payment methods.
5.3 Independent Contractor
-4-
Paymentus
he Reel-Time Bill Payment Company
Customer and Paymentus agree and understand that the relationship between both parties is that
of an independent contractor.
5.4 Customer's Responsibilities
In order for Paymentus to provide Services outlined in this Agreement, the Customer shall co-
operate with Paymentus by:
(i) Customer will enter into all applicable merchant Card or cash management agreements.
(ii) For the duration of this Agreement, Customer will keep a bill payment link connecting to
Paymentus System at a prominent and mutually agreed location on the Customer website.
The phone number for the IVR payment will also be added to the web site. Customer willalso add the IVR payment option as part of the Customer's general phone system.
(iii) User Adoption marketing as described in 5.2.
(iv) Within 30 days of the merchant account setup, Customer will launch the service to the
Users.
6 Governing Laws
This Agreement shall be governed by the laws of the province of Ontario.
7 Communications
7.1 Authorized Representative
Each party shall designate an individual to act as a representative for the respective party, with the
authority to transmit instructions and receive information. The parties may from time to time designate other
individuals or change the individuals.
7.2 Notices
All notices of any type hereunder shall be in writing and shall be given by Post or by hand delivery
to an individual authorized to receive mail for the below listed individuals, all to the following individuals at
the following locations:
To Customer
c/o Town of Tillsonburg
__200 Broadway, 2nd Floor
__Tnisonburg. ON N4G 5A7
(519 ) 688-3009 (Phone)
(519 ) 842-9431 (Fax)
To Paymentus
c/o President and CEO
-5-
Paymentus
The Reel-Time Bill Payment Company
30 West Beaver Creek Road, Suite 17
Richmond Hill, Ontario, L4B 3K1
(888) 476-8910 (Phone)
(877) 882-1676 (Fax)
Notices shall be declared to have been given or received on the date the notice is physically received if
given by hand delivery, or if notices given by Canada Post, then notice shall be deemed to have been given
upon on date said notice was deposited in the mail addressed in the manner set forth above. Any party
hereto by giving notice in the manner set forth herein may unilaterally change the name of the person to
whom notice is to be given or the address at which the notice is to be received.
7.3 Interpretation
It is the ntent of the parties that no portion of this Agreement shall be interpreted more harshly
against either of the parties as the drafter.
7.4 Amendment of Agreement
Modifications or changes in this Agreement must be in writing and executed by the parties bound to
this Agreement.
7.5 Severability
If a word, sentence or paragraph herein shall be declared illegal, un enforceable, or
unconstitutional, the said word, sentence or paragraph shall be severed from this Agreement, and this
Agreement shall be read as if said word, sentence or paragraph did not exist.
7.6 Attorney's Fees
Should any litigation arise concerning this Agreement between the parties hereto, the parties agree
to bear their own costs and attorney's fees.
7.7 Confidentiality
Customer will not disclose to any third party or use for any purpose inconsistent with this
Agreement any confidential or proprietary non-public information it obtains during the term of this Agreement
about Paymentus' business, operations, financial condition, technology, systems, no-how, products,
services, suppliers, customers, marketing data, plans, and models, and personnel. Paymentus will not
disclose to any third party or use for any purpose inconsistent with this Agreement any confidential User
information it receives in connection with its performance of the services.
7.8 Intellectual Property
In order that the Customer may promote the Services and Paymentus' role in providing the
Services, Paymentus grants to Customer a revocable, non-exclusive, royalty-free, license to use
Paymentus' logo and other service marks (the "Paymentus Marks") for such purpose only. Customer does
not have any right, title, license or interest, express or implied in and to any object code, software, hardware,
trademarks, service mark, trade name, formula, system, know-how, telephone number, telephone line,
domain name, URL, copyright image, text, script (including, without limitation, any script used by Paymentuson the IYR or the WebSite) or other intellectual property right of Paymentus ("Paymentus Intellectual
Property"). All Paymentus Marks, Paymentus Intellectual Property, and the System and all rights therein
(other than rights expressly granted herein) and goodwill pertain thereto belong exclusively to Paymentus.
-6-
Paymentus
The Real-Time Bill Payment Company
7.9 Force Majeure
Paymentus will be excused from performing the Services as contemplated by this Agreement to the
extent its performance is delayed, impaired or rendered impossible by acts of God or other events that are
beyond Paymentus' reasonable control and without its fault or judgment, including without limitation, natural
disasters, war, terrorist acts, riots, acts of a governmental entity (in a sovereign or contractual capacity), fire,
storms, quarantine restrictions, floods, explosions, labor strikes, labor walk-outs, extra-ordinary losses
utilities (including telecommunications services), external computer "hacker" attacks, and/or delays of
common carrier.
7.10 Time of the Essence
Paymentus and Customer acknowledge and agree that time is of the essence for the completion of
the Services to be performed and each parties respective obligations under this Agreement.
8 Indemnification
8.1 Paymentus Indemnification and Hold Harmless
Paymentus agrees to the fullest extent permitted by law, to indemnify and hold harmless the
Customer and its governing officials, agents, employees, and attorneys (collectively, the "Customer
Indemnitees") from and against all liabilities, demands, losses, damages, costs or expenses (including
reasonable attorney's fees and costs), incurred by any Customer Indemnitee as a result or arising out of (i)
the willful misconduct or negligence of Paymentus in performing the Services or (ii) a material breach by
Paymentus of its covenants.
8.2 Customer Indemnification and Hold Harmless
Customer agrees to the fullest extent permitted by law, to indemnify and hold harmless Paymentus,
its affiliates, officers, directors, stockholders, agents, employees, and representatives, (collectively, the
"Paymentus Indemnitees") from and against all liabilities, demands, losses, damages, costs or expenses
(including without limitation reasonable attorney's fees and expenses) incurred by any Paymentus
Indemnitee as a result or arising out of (i) the willful misconduct or negligence of Customer related to the
Services or (ii) a material breach of Customer's covenants.
8.3 Warranty Disclaimer
Except as expressly set forth in this Agreement, Paymentus disclaims all other representations or
warranties, express or implied, made to the Customer or any other person, including without limitation, any
warranties regarding quality, suitability, merchantability, fitness, for a particular purpose or otherwise of any
services or any good provided incidental to the Services provided under this Agreement.
8.4 Limitation of Liability
Notwithstanding the foregoing, the parties agree that neither party shall be liable to the other for
any lost profits, lost savings or other special, indirect or consequential damages, even if the party has been
advised of or could have foreseen the possibility of such damages. Paymentus' total liability for damages for
any and all actions associated with this Agreement or the Services shall in no event exceed the specific
dollar amount of the Paymentus Service Fee paid to Paymentus for the particular payment transaction which
is the subject matter of the claim of damage.
-7-
Paymentus
9 Term and Termination
9.1 Term
The term of this Agreement shall commence on the effective date of this Agreement and continue
for a period of 3 (three) years ("Initial Term") from the Launch Date. Services under this Agreement shall
begin within 30 days of the merchant account setup.
At the end of the Initial Term, this Agreement will automatically renew for successive three (3) year
periods unless either Customer or Paymentus provide the other party with not less than 6 (six) months prior
written notice before such automatic renewal date that such party elects not to automatically renew the term
of this Agreement.
9.2 Material Breach
A material breach of this Agreement shall be cured within 90 (ninety) days ("Cure Period") after a
party notifies the other of such breach. In the event, such material breach has not been cured within the
Cure Period, the non-breaching party can terminate this Agreement by providing the other party with a 30
(thirty) days notice.
9.3 Upon Termination
Upon termination of this Agreement, the parties agree to cooperate with one another to ensure that
all Payments are accounted for and all refundable transactions have been completed. Upon termination,
Paymentus shall cease all Services being provided hereunder unless otherwise directed by the Customer in
writing.
-8-
Paymentus
Schedule A - Paymentus Service Fee Schedule
Paymentus Service Fee charged to the User will be based on one of the following table:
Payment Amount
$0.01 - $200.00
Paymentus Service Fee
Flat Fee of $5.95
Note:Maximum amount per payment is $200.
The Paymentus Service Fee will be collected in addition to the end-user bill payment total. Paymentus may
apply different limits per transactions for user adoption or to mitigate risks.
-9-