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2020-008 ATT01 - Policy 5-005 Reserve PolicyBy-Law 2020-008 Schedule A 5-005 Page 1 of 5 FINANCE Policy 5-005: Reserve Policy Approval Date: January 13, 2020 Approval Authority: Council, By-Law 2020-008 Effective Date: January 13, 2020 Next Scheduled Review Year: Department: Finance Last reviewed: January 13, 2020 Revision Date/s: May 8, 2017 (By-Law 4107) Schedules: Schedule A: List of Reserves Schedule B: List of Obligatory Reserves Schedule C: Trust Fund Policy Policy Statement: A Policy governing the management and administration of reserves and reserve funds. Purpose: The purpose of this policy is to establish consistent principles, standards and guidelines for the maintenance, management and accounting of reserves and reserve funds. The primary purpose for reserves and reserve funds is: • Adherence to statutory requirements; • Promotion of financial stability and flexibility; • Provision for major capital expenditures; • Smooth expenditures which would otherwise cause fluctuation in the operating budget; and • To take advantage of financial opportunities that may arise. Scope: The Municipal Act, 2001, section 290 provides that a municipality’s budget shall set out amounts to be paid into and out of reserves. A municipality may establish reserve funds for any purpose for which it has authority to spend money. Definitions: “Reserves" are a provision or amount that is designated for a future purpose and are established by approval of Council and are not restricted by legislation. They can be related to projects that are of a nature prescribed and managed by approval of Council. Examples include the Airport Reserve or IT Reserve. Reserves receive an annual interest allocation. "Reserve Funds" are restricted by municipal by- laws or agreements and receive an By-Law 2020-008 Schedule A 5-005 Page 2 of 5 annual interest allocation based on the average annual balance. The Town has two classifications of Reserve Funds, Obligatory Reserve Funds and Discretionary Reserve Funds. “Obligatory Reserve Funds” are restricted by legislation, by- laws or agreements. Some of the Obligatory Reserve Funds are the Development Charge Fund, the Gas Tax Fund and the Building Permit Reserve Fund. “Discretionary Reserve Funds” have been created for a specific purpose by Council. Examples include Capital Infrastructure Reserve, Parking Reserve and Lake Lisgar Revitalization. Implementation Procedure: 1. Objectives 1.1. To establish reserves as approved by Council for: i. Future capital expenditures ii. Operating projects and surpluses iii. Sale of fixed assets or land iv. Unexpected or unplanned events v. The reduction of debt financing vi. Or any other purpose that Council designates that would otherwise cause fluctuations in the operating or capital budgets. 1.2. To establish reserve funds through the adoption of a by- law for specific purposes as approved by Council. 1.3. All reserves held in cash will be held in a separate bank account. 2. Accountability 2.1. The Director of Finance or his/ her designate shall maintain accountability on behalf of Council relating to the administration of reserves, including the process to transfer to and from reserves once approved by Council and the allocation of interest. 2.2. Staff provides recommendations on the transfer of funds. 3. Prescribed Council Authority 3.1. Establish new reserves; 3.2. Close existing reserves; 3.3. Amalgamate reserves; 3.4. Transfer funds to and from reserves via the approved annual budget; 3.5. Transfer funds to and from reserves through Council resolution not addressed through the budget process. 4. Reporting 4.1. Annually, as part of the budget process, staff will prepare an update on all of the reserve and reserve funds. Each fund will have a policy statement, source of revenue an expenses, recommended target levels, the year- end balance and any other pertinent data. The budget will provide any balances and show a summary of By-Law 2020-008 Schedule A 5-005 Page 3 of 5 revenues and expenses. In addition, the balances of the reserve and reserve funds are provided in the Town' s audited financial statements. 5. Approved Reserves and Trust Funds 5.1. Schedule A attached lists all of the Reserve Funds, Schedule B the Obligatory Reserve Funds and Schedule C the list of Trust Funds. These schedules will be reviewed annually and the schedules modified with new, amalgamated or closed reserves. By-Law 2020-008 Schedule A 5-005 Page 4 of 5 Schedule A: List of Reserves Airport Reserve Asset Management Funding Reserve Cemetery Reserve Council Reserve Development Remediation Reserve Downtown Parking Reserve Economic Development Reserve Election Reserve Engineering Reserve Facility Infrastructure Reserve Fire Department Equipment Reserve Fire Department Labour Reserve Fleet and Equipment Reserve Insurance Reserve IT Equipment Reserve Linear Infrastructure Reserve Physician Recruitment Reserve Police Reserve Police Services Board Reserve Recreation Culture and Parks Reserve Tax Rate Stabilization Reserve Transit Reserve Waste Management Reserve Winter Maintenance Reserve By-Law 2020-008 Schedule A 5-005 Page 5 of 5 Schedule B: List of Obligatory Reserves Building Fee Reserve Development Charge Reserves Gas Tax Rebate Reserve Schedule C: Trust Fund Policy Annandale House Trust Cemetery Maintenance Trust Cemetery Perpetual Care Trust Cemetery Prepaid Trust Community Trust Lake Lisgar Revitalization Trust Parkland Trust Scholarship Trust J.L. Scott McLean Trust